Medium to large organizations that have predictable insured losses are trading dollars with the insurance carriers at a startling frictional cost averaging 40%. Large deductible, captive and self-insured programs allow businesses to take better control of fixed costs and claim dollars, plus these programs can produce tremendous cash flow and tax advantages as an added benefit.
Heffernan continues to offer a client platform that features unique carrier access and proactive, and hands on advocacy in the rapidly changing and challenging commercial insurance marketplace. I believe the odds are very good that we can make a very favorable impact on your commercial insurance placements via a fiercely proactive brokerage experience.
Would you be open to updating me on your current placement and interest level in a brief conversation or email exchange? 10 minutes or so should be enough time for us to determine if next steps are mutually beneficial.
Thank you for your ongoing consideration!